You spent months dialing in the recipe. The fermentation is on schedule, the batch is looking clean, and then — a glycol chiller fails overnight and you’re staring at a ruined tank of beer two days before packaging. Or a contaminated batch gets into distribution and you have to initiate a product withdrawal. Or a… [Read More]
5 Red Flags Agents Should Watch for When Insuring a Craft Distillery
Craft distilleries are one of the more complex risks in the beverage space — and one of the most rewarding niches to serve well. The production environment alone involves open flames, highly flammable ethanol vapor, and pressure equipment. Add a tasting room, a retail counter, and a barrel warehouse aging hundreds of thousands of dollars… [Read More]
The Different Types of Brewery Insurance Explained
Types of Brewery Insurance is a topic every brewery owner needs to understand before a loss forces the matter. The business of brewing blends manufacturing, hospitality, warehousing, and distribution into one business, and each function creates a different type of risk. Insurance is only useful when coverage aligns with how your brewery operates. Many breweries… [Read More]
Why Contamination Coverage Matters for Beverage Producers
Beverage production relies on consistency, controlled environments, and precise processes. Even with established quality controls, situations can arise where product no longer meets internal standards or regulatory expectations. When this happens, the operational and financial impact can extend beyond the affected batch. For wineries, breweries, and liquor producers, these scenarios are why beverage contamination insurance… [Read More]
What’s Included in Brewery Insurance: Essential Coverages for Every Operation
Brewery operations bring together production, storage, alcohol service, and customer-facing activities under one roof. Because of that mix, breweries often face a wide range of risks that differ from those of standard commercial businesses. This complexity leads many owners to ask an important question: what types of coverage are included in brewery insurance, and how… [Read More]
When the Tanks Fail: Why Equipment Breakdown Coverage Is Often Critical for Beverage Producers
For beverage producers, equipment is the heartbeat of the operation. Fermentation tanks, boilers, chillers, pumps, bottling lines, and refrigeration systems work continuously to keep production moving. When one of those systems fails, the consequences go far beyond repair costs. Lost product, halted production, missed distribution deadlines, and damaged relationships can follow quickly. That is why… [Read More]
Is Brewery Insurance Required? What Every Brewery Owner Should Know
Whether brewery Insurance is mandatory or not is a question you may ask when opening or expanding your brewery business. The short answer depends on your operations, your state, and your risk exposure. While no single federal law requires a standalone brewery insurance policy, most breweries face legal, contractual, and financial requirements that make proper… [Read More]
How iRAD Is Changing Risk Assessment in the Beverage Industry
Risk management in the beverage industry has always been complex. From barrel-aging rooms stacked floor-to-ceiling with inventory to sprawling vineyard operations, breweries, distilleries, and wineries face risks that extend far beyond what traditional insurance inspections can capture. That’s where drone risk assessment is transforming the game, and PAK Programs is leading the way with their… [Read More]
Strengthening Your Brewery Insurance Policy with Optional Protections
Craft breweries continue to thrive across the United States, with nearly 10,000 operating nationwide. But as the industry grows, so do the risks. From tank breakdowns to product recalls and liquor liability lawsuits, brewery owners face exposures that a standard insurance package doesn’t always cover. That’s why understanding available brewery policy options is essential to… [Read More]
Understanding Equipment Breakdown Insurance for Wineries and Breweries
For wineries and breweries, barrels may be the soul of aging and storage. But behind the scenes, it’s the equipment that powers production. Boilers, chillers, fermentation tanks, and bottling lines work tirelessly day after day. When one fails, the impact can be immediate and devastating. Standard property insurance usually excludes such losses. That’s why equipment… [Read More]
