A barrel aging program ties up months or years of a brewery’s most valuable beer in a single room full of high-proof, spirit-soaked wood, which changes both how much the brewery needs to insure and which risks it has to plan for. Two questions barrel aging changes: how much to insure, and against what. This… [Read More]
Cyber Insurance in the Beverage Industry: Why It’s More Critical Than You Think
Craft beverage businesses do not typically think of themselves as cybercrime targets. No proprietary technology, no sensitive government contracts, no financial institution data. What is there to steal? Quite a bit, it turns out. Every taproom running a point-of-sale system, every winery with an online wine club, and every tasting room collecting customer emails for… [Read More]
Does Brewery Insurance Cover Property Damage? Understanding Commercial Property Protection
A fire in the grain room. A burst pipe that floods your cold storage. A break-in that takes your laptop and empties the cash drawer. For these scenarios, yes — brewery insurance does include commercial property insurance, and it’s designed to respond. But the full answer is more layered than that, and the gaps tend… [Read More]
How Often Should I Review My Brewery Insurance?
Most brewery owners set up their insurance when they open, renew it every year, and don’t think much about it in between. That’s understandable — you’re running a production facility, managing a taproom, dealing with distributors, and trying to keep the beer flowing. Insurance isn’t the first thing on the list. But craft breweries change… [Read More]
What Types of Insurance Are Essential for Craft Beverage Manufacturers?
You spent months dialing in the recipe. The fermentation is on schedule, the batch is looking clean, and then — a glycol chiller fails overnight and you’re staring at a ruined tank of beer two days before packaging. Or a contaminated batch gets into distribution and you have to initiate a product withdrawal. Or a… [Read More]
5 Red Flags Agents Should Watch for When Insuring a Craft Distillery
Craft distilleries are one of the more complex risks in the beverage space — and one of the most rewarding niches to serve well. The production environment alone involves open flames, highly flammable ethanol vapor, and pressure equipment. Add a tasting room, a retail counter, and a barrel warehouse aging hundreds of thousands of dollars… [Read More]
The Different Types of Brewery Insurance Explained
Types of Brewery Insurance is a topic every brewery owner needs to understand before a loss forces the matter. The business of brewing blends manufacturing, hospitality, warehousing, and distribution into one business, and each function creates a different type of risk. Insurance is only useful when coverage aligns with how your brewery operates. Many breweries… [Read More]
Why Contamination Coverage Matters for Beverage Producers
Beverage production relies on consistency, controlled environments, and precise processes. Even with established quality controls, situations can arise where product no longer meets internal standards or regulatory expectations. When this happens, the operational and financial impact can extend beyond the affected batch. For wineries, breweries, and liquor producers, these scenarios are why beverage contamination insurance… [Read More]
What’s Included in Brewery Insurance: Essential Coverages for Every Operation
Brewery operations bring together production, storage, alcohol service, and customer-facing activities under one roof. Because of that mix, breweries often face a wide range of risks that differ from those of standard commercial businesses. This complexity leads many owners to ask an important question: what types of coverage are included in brewery insurance, and how… [Read More]
When the Tanks Fail: Why Equipment Breakdown Coverage Is Often Critical for Beverage Producers
For beverage producers, equipment is the heartbeat of the operation. Fermentation tanks, boilers, chillers, pumps, bottling lines, and refrigeration systems work continuously to keep production moving. When one of those systems fails, the consequences go far beyond repair costs. Lost product, halted production, missed distribution deadlines, and damaged relationships can follow quickly. That is why… [Read More]
