PAK Programs works exclusively through insurance agents and brokers to provide specialty insurance and risk management solutions for wineries and vineyards, breweries, wine and liquor retailers, cideries, meaderies, distilleries, and liquor and wine importers and distributors. Here are just a few reasons why brokers choose PAK Programs for their specialty clients.
Broker Partner
We understand what good agents and insureds require and it is an important point of focus for us. We seek partnerships with agents and brokers who specialize in these classes of business and the opportunity to become your agency’s most valued partner within this niche.
North American Programs
Our programs are available in 42 states in the U.S. and in BC & Ontario in Canada.
Exclusive Market
Our programs use proprietary forms and an exclusive underwriting relationship with Great American Insurance Group (rated A+ by AM Best) that is only available through Pak Programs.
Open Market
Unlike carrier appointments, we do not require any premium commitment though we do have minimum premium requirements within each of our programs.
Dedicated Beverage Expertise
Our underwriters know the alchoholic beverage market. We know the competitive landscape, claim trends, pricing, and what services and features to provide your clients the most specialized program. Our dedicated team serves as your primary source of contact for any and all issues for new, endorsement, renewal, loss control, billing, claims, questions, etc.
Competitive Rates
We are committed to providing extremely competitive premiums with the best available coverage and risk services.
Industry Contributions
We belong to many of the same associations as your clients.
Program Stability
We have been writing programs dedicated to alcohol manufacturers and distributors since 1996 and take pride in maintaining the consistency of leadership from underwriting to loss control to claims. We have a very focused appetite, seek the best of the best, and are determined to continue as key player within this niche for the long term. Our clients include a Who’s Who throughout the U.S. and we currently insure billions of dollars of property values. Results and capacity remain strong.
