Risk management in the beverage industry has always been complex. From barrel-aging rooms stacked floor-to-ceiling with inventory to sprawling vineyard operations, breweries, distilleries, and wineries face risks that extend far beyond what traditional insurance inspections can capture. That’s where drone risk assessment is transforming the game, and PAK Programs is leading the way with their… [Read More]
Strengthening Your Brewery Insurance Policy with Optional Protections
Craft breweries continue to thrive across the United States, with nearly 10,000 operating nationwide. But as the industry grows, so do the risks. From tank breakdowns to product recalls and liquor liability lawsuits, brewery owners face exposures that a standard insurance package doesn’t always cover. That’s why understanding available brewery policy options is essential to… [Read More]
Enhancing Your Winery Insurance Policy with Additional Coverages
Operating a winery is more than tending vines and pouring tastings—it’s running a business that blends agriculture, manufacturing, retail, and hospitality. Each of those areas carries unique exposures. A basic policy may cover some essentials, but many wineries discover too late that common perils, like smoke taint, refrigeration breakdown, or liquor liability lawsuits, aren’t fully… [Read More]
Top 5 Risk Factors for Liquor Stores Every Insurance Agent Should Know
Liquor stores operate on thin margins with high exposure. Inventory is valuable, customer traffic is steady, and compliance rules vary by state. The same risk factors for distillery operations often mirror what liquor retailers face, which is why agents who write beverage accounts need a precise view of liability, crime, cyber, spoilage, and regulatory exposure…. [Read More]
Understanding Equipment Breakdown Insurance for Wineries and Breweries
For wineries and breweries, barrels may be the soul of aging and storage. But behind the scenes, it’s the equipment that powers production. Boilers, chillers, fermentation tanks, and bottling lines work tirelessly day after day. When one fails, the impact can be immediate and devastating. Standard property insurance usually excludes such losses. That’s why equipment… [Read More]
Great American Insurance Group Collaborates with PAK Programs to Launch Coffee PAK for Specialty Coffee Businesses
CINCINNATI, OH – November 3, 2025 – Great American Insurance Group’s Alternative Markets Division is pleased to announce an expanded collaboration with PAK Programs, a leading provider of specialty insurance for craft beverage industries, to offer Coffee PAK, a comprehensive insurance program designed specifically for cafes, roasters and wholesalers. Coffee PAK delivers end-to-end protection and… [Read More]
Understanding Winery Insurance Costs and the Risks Vineyards Face
Wine-making blends terror, craftsmanship and business. A combination that makes protecting that investment more complex than most realize. While today’s vineyards face challenges from wildfires to liability exposures, wineries have more advanced tools, coverage options, and risk management resources than ever before. Specialized winery insurance coverage not only protects assets but helps operations adapt and… [Read More]
What Breweries Should Know About Insurance Costs and Core Coverages
Running a successful brewery isn’t just about perfecting recipes,it’s about protecting the investment that makes your craft possible. From brewing equipment and kegs to tasting rooms and distribution networks, breweries carry complex risks that go well beyond what a standard business policy can handle. Understanding how a brewery insurance policy is structured and what drives… [Read More]
Winery Insurance Coverage: Safeguarding Vineyards from Common Risks
Owning and operating a winery is as rewarding as it is challenging. From nurturing vines to bottling vintages, the work is a blend of agriculture, manufacturing, and hospitality. But with this variety comes risk, from vineyard frost and wildfire to liability in tasting rooms. That’s why specialized winery insurance coverage is essential. Standard commercial insurance… [Read More]
Winter Winery Guide: How to Protect Your Vineyard from Cold Weather Risks
Running a winery means balancing the art of wine-making with the science of protecting your operation from risk. While wildfires dominate headlines during the summer months, cold weather brings its own hazards that can devastate vineyards and production facilities. From frozen pipes to bud-damaging frosts, winter can create costly disruptions. That’s why wildfire insurance for… [Read More]
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